retirement, annuities, long term care, pensions on divorce
 
 
pensions, long term care, annuities and annuity retirement  
search this site
  Annuities
  annuity rates
  annuity quotes
  pension annuity
  open market option
  with profit annuities
  smoker annuities
  diabetes annuity
  impaired health
  long term care
  immediate needs
  purchased life annuity
  Pensions
  pension simplification
  employer pensions
  private pensions
  state pensions
  other pension benefits
  pensions in retirement
  leaving service
  corporate benefits
  director SSAS
  salary sacrifice
  income drawdown
  drawdown rates
  Divorce
  marriage breakdown
  divorce proceedings
  ancillary relief
  step-by-step guide
  assets on divorce
  pension on divorce
  pension analysis
  CETV valuations
  pensions valuation
  £25 Actuarial Report
  £50 Uniformed Report
  pension sharing
  case study
  earmarking
  Topics
  legislation
  your questions
  terms and conditions
  privacy policy
free annuity quote will you also qualify for enhanced or impaired life rates?
annuity quote
up to 30% extra income from an open market option
 
home | about us | our services | contact us | site map | links
 
purchased life quotes
 
 
we will respond to your enquiry as soon as possible   Who needs a purchased life annuity?
Select purchase life annuities if you or your partner have a cash lump sum
and want a guaranteed income for a life or for a specified number of years.

For people in their 50s to 80s the interest ranges from 5% to 16% of which between 60% to 90% of this interest will be paid tax free.
Our partner firms can provide a free annuity quote without obligation or commitment to buy annuities through them (for details see below what happens now?). They will make every effort to find the highest income for funds of £20,000 or more, or an income of £1,500 per annum or more. At this stage they are also able and happy to discuss your alternatives.

How we can help
We help thousands of people each year with quotes. For the fastest service please ensure you provide a contact telephone number and address details. Your details are only used in relation to your pensions enquiry.

If you are happy with the highest quote, our personalised service is offered at no cost to you and available to people that need an immediate annuity purchase. The benefits are:

   
Same rates or better than going direct
Dedicated client manager to look after your purchase
of the annuity
Able and happy to discuss your alternatives
Process all paperwork on your behalf
Deal with life company administration for you
Personalised service at no cost to you
 
 
Annuity quote - purchased life form
To find the best provider offering the Highest Income for your purchased life annuity please read our terms and conditions, fill in the form below and submit it to us. This is a free service, no charges are payable to complete this information. * required fields.
* Services of interest (tick one or more)  
  free annuity quote specialist advice
  Please could you tell us in what timescale are you considering applying for an annuity (priority is given to immediate and 2 to 3 month enquiries):  
 
  Please could you tell us how you found the sharingpensions website:  
 
* Annuity type (choose one)  
  Please tell us if you want to use a lump sum to buy an income for life, lifetime annuity, or buy an income for a specified number of years, temporary annuity.  
  temporary annuity lifetime annuity
  If you would like a temporary annuity quote, please specify the number of years required:  
Years:
  General details (complete in all cases)  
 
  Your details are only used in relation to your annuity enquiry. For the fastest service, please provide a daytime contact telephone number or home number (e.g. to confirm annuity details and features etc) and address so our partner firm can send you a guaranteed quote offered from the highest provider:  
* Your email:  
* Work/Mobile:  
or Home:  
     
* Your title:   other:  
* Your full name:  
Partners full name:  
* Address 1:  
Address 2:  
* City/Town:  
County:  
* Postcode:  
     
* Your DOB:  
   
Partners DOB:  
   
 
  About You Your Partner  
Your gender :      
   
* Funds for annuity  
  Do you have a lump sum to buy an annuity, or do you want a specific income? If you have a lump sum of £20,000 or more, or want an income of £1,500 per annum or more, our partner firm can tell you which provider offers the highest income, or requires the lowest lump sum to buy the desired income:  
annual income(£):
OR lump sum(£):
* Features of your annuity  
 
Income frequency payment type
 
annuity benefits Guaranteed period
  If a joint life,what proportion of the income do you want to give to your partner on death:  
Survivors income: Other %:
  Would you like the income to be protected against inflation in the future, of between 1% and 8%?:  
Escalation rate:
  You could add capital protection to your annuity. In the event of death, the original capital (less any income already received) is paid to your estate:  
  capital protection:  
 
 
You have now completed the form for a standard purchased life quote. Please go to the bottom of this page and press 'Submit'.

OR
If you think you could benefit from an enhanced annuity because you or your partner have suffered from ill health in the past, are a smoker or are overweight, then please take a few minutes to complete this form.
 
Enhanced annuity rates  
  The amount of income paid from a purchased life annuity policy can be enhanced, sometimes by up to 30%, for individuals who have certain medical or lifestyle conditions as follows:  
  Lifestyle conditions  
  About You Your Partner  
Height (ft/ins or cm):    
Weight (st/lbs or kgs):    
What was you main job
during your working life:
   
Does your current job
involve manual work?:
     
 
  Are you currently a smoker and have been for the past 10 years?  
    yes   yes  
    no   no  
  Please advise the average number of:  
  Manufactured cigarettes you smoke per day      
  Cigars OR ounces/grams of pipe tobacco you smoke per day      
  Ounces/grams of cigerette tobacco you smoke per week      
  If you suffer from high blood pressure please advise:  
  BP readings POST medication (systolic/diastolic) if known      
  Number of prescribed medications taken for high blood pressure per day      
  If you suffer from high Cholesterol please advise:  
  Cholesterol level POST medication (mmol/l) if known      
  Number of prescribed medications taken for high cholesterol per day      
 
 
If you have suffered any other medical condition (e.g. diabetes, cancer, heart disease) you may qualify for an impaired life annuity. If so, please complete the following medical history. Otherwise, please go to the bottom of this page and press 'Submit'.
 
  Medical history  
  Please give full name of medical conditions and answer all questions for each condition about you and/or your partner, under the headings, 1, 2 or 3 where applicable:  
     

About
You

  Your Partner  
             
  Condition 1  

   
  What was the date this condition was diagnosed  

   
  State the name of medication or treatment you take  

   
             
  Condition 2  

   
  What was the date this condition was diagnosed  

   
  State the name of medication or treatment you take  

   
             
  Condition 3  

   
  What was the date this condition was diagnosed  

   
  State the name of medication or treatment you take  

   
  When did you last suffer symptoms or receive treatment for this condition?  
  (tick 1 per condition)   1 2 3 1 2 3  
  not applicable