Who
needs a pension audit? Where your spouses pension is
rated A (significant) a pension audit can produce
a higher pension value to use in offsetting resulting
in more money for you today.
To find out if this applies to you, use our free
audit
rating table that will help you decide if you
need a pension audit report in your case.
If the audit rating
table shows a B (moderate) rating you can
benefit financially from a pension audit
report but not to the same extent as A (significant).
However, if in your case the spouses cash
equivalent value is material (eg large pensions
of £100,000 or more) a B (moderate)
rating can produce a significantly higher
value to use in offsetting resulting in
more money for you today.
If the audit rating table shows a C (negligible)
or D (no benefit) rating, then a pension
audit report will not be of benefit and
there is no need to complete this form.
Cost of Advice
•
Full
Report:
cost of advice: fixed fee of £450.00
plus vat.
The pension audit report is usually
an 15 page document covering all aspects
of the pension arrangements concerned.
It can be used as evidence to claim
more of your own assets in your divorce
settlement, either during negotiations
or by the court. 100%
of this fee is due at the outset.
Duty to the Court In conducting a pension
audit for an individual we have a duty to
the court both in preparing an unbiased,
honest and accurate report and in giving oral
evidence when required. Having regard for
the client or solicitor instructions, we approach
each report in the same way, applying the
standard assumptions where applicable to each
case as well as to every pension arrangement
of both parties on divorce.
Pension
audit request - information form
To request a full report,
please fill in the form below and submit it to us.
No charges are payable to complete this information
and we will send you a letter to your correspondence
address with instructions for further information
and the fee payment requirements.
If you're not sure about some of the boxes, leave
them blank and we will contact you with further
questions if necessary. Please read our terms
and conditions before you submit this form.
* required fields.
What happens now?
•
By submitting this form you are not
under any obligation or commitment to request a pension
audit report through us;
•
We will not give or sell
your details to any third party unless you have given
us your permission or unless it is necessary to do so
to fulfil your enquiry and use the information only to
produce a pension audit report;
•
On request, we will erase all information
you have submitted to us that we have on our files;
•
If you have any difficulty completing
the form, please let us know by email and we can call
you to take your details;
•
When we receive this form
and have checked that the details are complete, we will
send a letter to your correspondence address with instructions
for further information if applicable and the fee payment
requirements;
•
Once we receive
the appropriate fee for the pension audit report and any
further information, we will make the necessary calculations
and forward the results to your correspondence address;
•
Please understand that a pension audit
report can only be of financial benefit and add value
to the spouses pension arrangement where the audit rating
table shows an A (significant) or B (moderate) rating.
If the audit rating table shows your spouses pension arrangement
as having a C (negligible) or a D (no benefit) rating
there would be no financial benefit from a pension audit
report;
•
If your spouse is as described on the
pension
audit report page and above, then from our experience
a Pension Audit Report can make a difference in the value
of the pension arrangements by between £50,000 to
£150,000 in many cases (see audit
results);
•
By speaking to us on the telephone
you are not under any obligation or commitment to request
a pension audit through us.
Disclaimer:
Information found on this site does not amount to financial advice or
legal advice. Every time you access the website you agree to be bound
by the Terms and Conditions.
If you do not agree to be bound by them, you should not use the sharingpensions.co.uk
website. Before taking any action regarding pensions, pension on divorce
or any other financial or legal matter you should seek professional
advice.
