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  About Us
  Introduction
  Sharingpensions.co.uk is one of the leading websites providing information for a wide range of pension annuity rates to helps customers with UK pension funds to find the highest income at retirement. Using an open market option the income can be 25% higher than that offered by the customers existing provider. If customers are smokers or have health problems this increase can be even higher with an impaired pension annuity.

Our aim is to help customers to compare the highest rates on offer from the providers with a range of different features so they can make a decision about the annuity that will meet their personal circumstances. This includes using a and purchased life annuity if you have cash savings.

Through our partner firms we can offer the customer free annuity quotes, with no obligation and approach all providers in the market to find the highest rates for the annuity that meets the customer needs and in the majority of cases increase the retirement income offered by their current provider.

For customers looking at equity release to clear an existing residential mortgage or to release equity from their home, our partner firms we can offer the customer free lifetime mortgage quotes. There is no obligation and all providers in the market are approached to find the desired mortgage amounts, the highest loan to values and the lowest interest rates to meet the customer needs.
 
  About Our Services
 

Colin Thorburn - retirement expert

  We are and Introducer Appointed Representative only to Colin Thorburn who will produce your quote and provide advice. Colin Thorburn is a fully qualified Financial Adviser with twenty years’ experience in advising on and arranging pensions, annuities and equity release using a lifetime mortgage.

Colin works with Blackstone Moregate Ltd which is authorised and regulated by the Financial Conduct Authority (no. 459051). Your personal details will not be given to any third parties other partner firms and financial service providers to produce annuity quotes and equity release quotes.

The Blackstone Moregate Ltd address is:
9th Floor, 30 Crown Place, London, EC2A 4EB
 
  Sharingpensions.co.uk website
 

The website attracts over one million page visits a year. It has developed to provide individuals with in-depth knowledge and information regarding pension annuity rates, purchased life annuity rates, annuities, equity release using a lifetime mortgage, pensions in general, pension on divorce and retirement planning. The glossary is designed for a quick but detailed description of terms with links to other pages for greater explanation of the topics.

 
  How does Sharingpensions.co.uk make money?
 

Sharingpensions.co.uk has established agreements with our appointed partner authorised firms to receive a commission payment when a customer chooses us to purchase a pension annuity, purchased life annuity, pension drawdown, investment or equity release using a lifetime mortgage. These arrangements allow us to keep the website a free service.

 
  Why do people use Sharingpensions.co.uk?
 

People use Sharingpensions.co.uk because we help them to make the best decision about their retirement income. For people retiring we enable them to compare the benefits of different types of annuities from a pension fund or cash savings and for those with larger pensions, the benefits of income drawdown.

For people in need to reduce their outgoings in retirement we provide information about equity release which can be used to clear an existing residential mortgage or to release equity from your home to improve quality of life.

For annuities we compare the highest rates from open market options that can increase the retirement income customers can expect by up to 25% higher than that offered by their existing provider. If customers are smokers or have health problems this increase can be even higher.

 
  Financial Services
 

The website Sharingpensions.co.uk does not itself provide services and advice. Services and advice are offered by our partner firms around pension annuities, purchased life annuities, income drawdown, pension transfers, equity release using a lifetime mortgage and advice to small and medium companies regarding pensions and taxation.

For those that require free equity release quotes or free annuity quotes there is no obligation and all providers in the market are approached. The website has a number of easy to follow forms designed for particular customer needs such as equity release quotes and for annuities there are standard quotes, smoker or diabetes rates, impaired health or purchased life annuities.

 
  Pensions, Investment and Equity Release Expertise
 

Sharingpensions.co.uk works closely with a limited number of appointed partner authorised firms. These firms are authorised and regulated by the Financial Services Authority (FSA) and are listed in the terms and conditions under partner firms.

Where we consider it appropriate, we will submit your details in accordance with our terms and conditions and privacy policy to one of these firms in order that your enquiry can be dealt with most effectively. Where necessary enquiries are handled by individuals with the relevant qualifications such as the Financial Planning Certificate and Advanced Financial Planning Certificate (AFPC), G60 Pensions and Equity Release qualifications.

 
Sharingpensions.co.uk   This website is for marketing purposes only and does not provide financial or legal advice, see about our services. Website security is by GeoTrust and Equifax. Copyright©2001-24 Sharingpensions.co.uk. All Rights Reserved