Annuity Rates, Annuities, Pensions, Divorce Free Fixed Term Quote
Home News Annuity Rates Annuities Pension Annuity Impaired Annuity Annuity Quotes Pensions Divorce Resources

17 January 2018 last updated
Latest Gilt Yields Chart
15-year gilt yields - last 11 years
Based on figures for January 2018
Annuity Rates Chart
15-year gilt yields chart is at 1.61% on 15 January 2018

Find out more details:
monthly analysis of annuities and gilt yields

Annuity rates are based primarily on the 15-year gilt yields so changes in gilt yields will affect annuities. The above chart shows yields reached an all time low of 0.90% on 11 August 2016 after an interest rate cut to 0.25% and £70 billion of quantitative easing.

The 15-year gilt yields had reduced significantly since June 2008 due to the financial crisis and this has had the effect of reducing annuity rates.
  More annuity topics
  News & articles
  Archive news stories
  Flexi-access drawdown
  Annuity rates tables
  Outlook for 2016
  Annuity rates charts
  15-year gilt yields
  Latest annuity rates

As a general rule a 30 basis point rise in yields would increase annuities by 3.0% although the providers may take time to introduce these changes depending on their own strategies.

By the beginning of January 2018 yields were 333 basis points lower since July 2008 when they were 4.83% and on this basis annuity rates should have reduced by -33.3%. Our benchmark example has decreased by -30.7% suggesting annuity rates could decrease by -2.6% in the long term. For the latest updates see Annuity Rates Review.
Other charts
Annuity Rates Chart Annuity Rates Chart
Read the latest annuity rates review to find out if this is the best time to buy an annuity.
Annuity Rates Changes Annuity Rates Changes
Find out about the latest changes in annuity rates and if they are rising or falling.

Annuity Rates
  55 £4,158  
  60 £4,680  
  65 £5,476  
  70 £6,075  
  55 £3,928  
  60 £4,328  
  65 £5,002  
  70 £5,422  
£100,000 purchase, level and standard rates
Annuity Rates
Annuity Quotes
Ask for a free quote with up to 25% more income or 40% for impaired health.
Yes Free quotes
Yes No obligation
Yes All providers
Free Annuity Quote
Flex-Access Drawdown
Take control of your money
Easy access
Tax free cash
Family benefits
Keep your fund
Flexible Income Plans
  Follow Us:
Follow the latest annuity updates on Twitter or Facebook and Google+
  Facebook Page Twitter Page Google+ Page   This website is for marketing purposes only and does not provide specific financial or legal advice. Website security issued by GeoTrust and Equifax. Copyright©2001-18 All Rights Reserved