Annuity Rates, Annuities, Pensions, Divorce Free Fixed Term Quote
Home News Annuity Rates Annuities Pension Annuity Impaired Annuity Annuity Quotes Pensions Divorce Resources
 
Annuity Rates





Annuity Rates
   Best Annuity Rates
  Best Annuity Rates   Smoker Joint Rates:
This page shows UK smoker annuity rates, joint life only for males and females, or try other annuity rates for more annuity options.

These annuities are only a guide as annuity rates change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
           Standard single rates            Smoker single rates
           Standard joint rates         Smoker joint rates
           Other annuity rates            Annuities explained

  Back back All categories 5 of 9 next Next
   Smoker annuity rates - JOINT life
 

These annuity rates are for a pension purchase price of £100,000 after the tax free lump sum of £33,333 has been taken.

5 May 2017 last updated


Level annuity rates + 50% spouse
Male + Female spouse joint rates
  Male 55 and Female 55 £5,786  
  Male 60 and Female 60 £6,240  
  Male 65 and Female 65 £6,928  
  Male 70 and Female 70 £7,744  
  Male 74 and Female 74 £8,710  
Level annuity rates + 100% spouse
Male + Female spouse joint rates
  Male 55 and Female 55 £5,437  
  Male 60 and Female 60 £5,714  
  Male 65 and Female 65 £6,188  
  Male 70 and Female 70 £6,789  
  Male 74 and Female 74 £7,578  
3% escalation annuity rates + 50% spouse
Male + Female spouse joint rates
  Male 55 and Female 55 £3,887  
  Male 60 and Female 60 £4,393  
  Male 65 and Female 65 £5,104  
  Male 70 and Female 70 £5,966  
  Male 74 and Female 74 £6,953  
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
Free Annuity Quote


Annuity rate notes:
The table shows the best open market option pension annuity rates for smoker joint annuitants based on:

Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the tax free lump sum of £33,333 has been taken;
   
Annuity rates are payable monthly in advance and show the gross income (before deduction of tax);
   
Level annuity rates pay the same income per month for the whole of the annuitants life;
   
Level annuity rates + 50% spouse (or + 100% spouse) pay the same income per month for the whole of the annuitants life and on death, pays 50% of the income (or 100%) to your spouse for the whole of their life;
   
3% escalation annuity rates + 50% spouse increase the monthly payments each year by 3% for the whole of the annuitants life and on death, pays 50% of the income to your spouse for the whole of their life;
   
Annuity rates are for joint males and females as a spouse from the ages of 55 to 74 years.
   
No medical enhancements are included in these rates.
   
The annuity rates table is only a guide as rates change frequently. Please request a free annuity quote for an accurate income for your retirement annuity.

At retirement you can use your pension to buy an annuity with
the option to use an open market option to search for the highest smoker pension annuity. Once you have purchased an annuity it cannot be changed, so learn more about annuities, compare annuity rates and before making a decision at retirement, secure a personalised pension annuities quote offering guaranteed rates.
top of page Top
Bookmark with: Add Bookmark What are these?
Annuity Quotes
 
Free Annuity Quote
Top Providers
 
Examples of some of the
top providers we approach
Annuity Rate
Changes
34% Up
Annuity Rates Increase   Annuity Rates Decrease
32% Down
34% Unchanged
1 month change for
all male, female and
joint annuity rates
Sharingpensions.co.uk   This website is for marketing purposes only and does not provide specific financial or legal advice. Website security issued by GeoTrust and Equifax. Copyright©2001-17 Sharingpensions.co.uk. All Rights Reserved