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  Your main rates choices are:
Standard single rates
  Highest open market option conventional annuity, single life
 
Smoker single rates
  Smoked ten or more cigarettes per day for 10 years, single life
Standard joint rates
  Highest open market option conventional annuity, joint life
 
Smoker joint rates
  Smoked ten or more cigarettes per day for 10 years, joint life
  Other annuity / pension rates: (more details)
Diabetes enhanced rates
  Suffering from diabetes will result in a higher annuity rate
 
Impaired health rates
  A serious illnesses may result in a much higher annuity rate
With profit rates
  Higher risk / income, consider if you have other pensions
 
Purchased life rates
  If you have a lump sum and want an income for life
Immediate needs rates
  Cap the costs of long term care for an elderly relative
 
Income drawdown rates
  Suitable if you are still working or have other income sources
 
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Annuity Rates
Males
  55 £5,449  
  60 £6,015  
  65 £6,651  
  70 £7,587  
Females
  55 £5,250  
  60 £5,712  
  65 £6,270  
  70 £7,100  
£100,000 purchase, level rates, standard single life
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