Immediate Needs Rates: This page shows UK immediate needs annuity rates, single life only for males and females, or try other annuity rates for more annuity options.
These annuities are only a guide as annuity rates
change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
The following immediate needs annuity table shows the capital
required to provide an annual income of £12,000 for
nursing home care, either on a level or 5% escalation basis
for men and women.
It assumes the annuitant has suffered a major stroke and is
dependant on all of the activities
of daily living. This higher level of assistance can only
be provided by a nusring home.
Nursing Home - Level Annuity
Age
Capital
Age
Capital
Male
70
£51,783
Male
75
£48,668
Male
80
£43,583
Male
85
£37,095
Male
90
£30,755
Female
70
£68,266
Female
75
£64,233
Female
80
£54,478
Female
80
£48,684
Female
90
£39,145
Nursing Home - 5% Escalation
Age
Capital
Age
Capital
Male
70
£58,762
Male
75
£54,604
Male
80
£48,083
Male
85
£40,141
Male
90
£32,722
Female
65
£81,695
Female
70
£75,551
Female
75
£65,977
Female
80
£54,349
Female
90
£42,572
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
The immediate needs annuities above are based on a specific
medical condition and should be used as a guide only. For an
annuity rate specific to your or a relatives circumstances,
medical conditions and ability to perform activities of daily
living you should complete the immediate
needs quote.
Immediate needs rates - RESIDENTIAL HOME
The following immediate needs annuity table shows the capital
required to provide an annual income of £12,000 for residential
home care, either on a level or 5% escalation basis for men
and women. It assumes the annuitant is diagnosed with dementia and is dependant
on some of the activities
of daily living. This lower level of assistance can be provided
by a residential home.
Residential Home - Level Annuity
Age
Capital
Age
Capital
Male
70
£67,058
Male
75
£62,893
Male
80
£56,130
Male
85
£47,584
Male
90
£39,386
Female
65
£82,696
Female
70
£77,673
Female
75
£69,303
Female
80
£58,468
Female
90
£46,857
Residential Home - 5% Escalation
Age
Capital
Age
Capital
Male
70
£77,129
Male
75
£71,487
Male
80
£62,692
Male
85
£52,468
Male
90
£46,857
Female
65
£100,020
Female
70
£92,293
Female
75
£80,318
Female
80
£65,859
Female
90
£51,392
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
The immediate needs annuities above are based on a specific
medical condition and should be used as a guide only. For
an annuity rate specific to your or a ralatives circumstances,
medical conditions and ability to perform activities of daily
living you should complete the immediate
needs quote.